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    Fire and Special Perils Insurance

    Zero hassle. Great prices. Trusted by property and business owners

    Trusted by 500+ Lagos businesses
    LASBCA Certified
    24/7 Claims Support
    ✓✓
    What it does

    Protects Against Fire, Floods & Natural Disasters

    Covers your building and assets against fire, explosions, lightning, floods, storms, and other sudden damaging events that can devastate your property.

    • Fire and explosion damage
    • Lightning strike coverage
    • Flood and storm protection
    • Aircraft and vehicle impact
    🏢
    Who it's for

    Built for Property and Business Owners

    Whether you own commercial buildings, warehouses, or business premises, our fire and special perils insurance protects your assets from sudden damaging events.

    • Commercial property owners
    • Business premises operators
    • Industrial facility managers
    • Warehouse and storage owners
    ₦₦✓✓
    Why it matters

    Financial Protection When Disasters Strike

    Ensures your property is financially protected when disasters strike and helps you stay compliant with safety standards. Rebuild and recover without financial devastation.

    • Rapid financial recovery
    • Business continuity support
    • Compliance with safety standards
    • Peace of mind protection
    🔥MANDATORY!
    Law in Nigeria

    Mandatory for Public Buildings

    Fire and special perils insurance is mandatory for public buildings and widely recognized as essential coverage for businesses. Non-compliance can lead to penalties and legal liability.

    • Required for public buildings
    • Essential for business operations
    • Avoid fines and penalties
    • Meet regulatory requirements
    Claims Made Simple

    No paperwork. No hassle.
    No waiting.

    File claims directly from your phone and get paid fast. Our streamlined process means less stress and quicker resolutions when you need it most.

    • Submit claims in under 5 minutes
    • Track status in real-time
    • Get paid within 48 hours
    Claim Status₦2,500,000Claim Paid!FiledReviewedPaidView Details

    Built for Lagos Businesses

    Protecting the businesses that build our city

    INSURED!

    What's Covered?

    Fire and explosion damage
    Lightning strikes
    Flood and storm damage
    Aircraft and vehicle impact
    Riot and civil commotion
    Malicious damage

    Good to know...

    Answers to common questions about your coverage

    Our policy covers fire, lightning, explosion, aircraft damage, riot, civil commotion, storm, flood, burst pipes, impact damage, and malicious damage. Additional perils can be added based on your needs.
    Buildings are typically insured at reinstatement value - the cost to rebuild. Contents and stock are usually insured at replacement value. We can help you determine appropriate coverage limits.
    Business interruption coverage can be added as an extension. This covers loss of income while your business is unable to operate due to an insured peril.
    Once your claim is approved, payment is typically processed within 7-14 working days. We pride ourselves on fast, fair claims handling to help you recover quickly.

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    Protect your property today

    Get comprehensive fire and special perils insurance in minutes