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    Contractors All Risks Insurance

    Zero hassle. Great prices. Trusted by contractors across Lagos State

    Trusted by 500+ Lagos businesses
    LASBCA Certified
    24/7 Claims Support
    ✓✓
    What it does

    Complete Construction Coverage

    Covers damage to buildings under construction, materials, equipment, and accidents on-site. From foundation to final inspection, your project is protected.

    • Material damage during construction
    • Construction plant & equipment
    • Third-party liability up to ₦50M
    • Debris removal costs
    Who it's for

    Built for Contractors & Project Owners

    From architects to developers, our CAR insurance protects everyone involved in bringing construction projects to life in Lagos.

    • General contractors and builders
    • Project owners and developers
    • Architects and engineers
    • Civil works contractors
    ✓✓✓✓SAFE DELIVERY
    Why it matters

    Deliver Projects Safely

    Construction projects face countless risks. CAR insurance ensures your projects are delivered safely and meets requirements often demanded by regulators and clients.

    • Meet client contract requirements
    • Satisfy regulatory compliance
    • Protect your investment
    • Maintain project timelines
    APPROVED📋🤝
    Law in Nigeria

    Widely Required in Contracts

    CAR insurance is widely required in construction contracts and is standard industry practice. Major clients and government projects mandate this coverage.

    • Required for government contracts
    • Standard in commercial projects
    • Required by financial institutions
    • Industry best practice
    Claims Made Simple

    No paperwork. No hassle.
    No waiting.

    File claims directly from your phone and get paid fast. Our streamlined process means less stress and quicker resolutions when you need it most.

    • Submit claims in under 5 minutes
    • Track status in real-time
    • Get paid within 48 hours
    Claim Status₦2,500,000Claim Paid!FiledReviewedPaidView Details

    Built for Lagos Businesses

    Protecting the businesses that build our city

    What's Covered?

    Material damage during construction
    Construction plant & equipment
    Third-party liability (₦50M)
    Debris removal costs
    Construction machinery
    Materials supplied by principal

    Good to know...

    Answers to common questions about your coverage

    CAR covers damage to the project itself (materials, equipment, structures), while Builders Liability covers your legal liability for injury or damage to third parties. Many contractors need both.
    Yes, our CAR policies include coverage for the maintenance period after project completion, protecting against defects that emerge during this time.
    Each project typically requires its own policy due to unique risk profiles. However, we offer streamlined processes for customers with multiple projects.
    You'll need project details (location, value, timeline), contractor information, and any relevant permits. Our online application guides you through everything.

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    Ready to protect your project?

    Get your LASBCA-compliant CAR insurance in minutes